USHealth Advisors and HOPE

HOPE stands for Helping Other People Everyday, and that is exactly what health insurance company USHealth Group stands by. The idea that we can come together as one to help those less fortunate and those in need, is more prevalent than ever these days with many donating to multiple causes. HOPE believes that giving back is what is necessary for change as well as uplifting the people.

Randy Hildebrandt is a success story within the company and his story will make anyone a believer. Currently involved in HOPE, Randy has been a Satellite Division Leader with USHealth Advisors since 2012. He believes in the ideas that are behind the HOPE movement as he went through his share of struggle prior to his success.

Randy was an aspiring baseball player who in high school idolized Nolan Ryan and he had a 92 mph fastball as a junior. Clearly one of the top players at Anderson Shiro High in Anderson Texas, he was definitely on track for a college and possible pro career in the sport. Sadly, with two major shoulder injuries, Randy decided to call it quits and pursue another career choice.

Health insurance sales may not have been on his mind as an option before, but after being the only person left in an interview, he took his chance. After a 12 month internship, he finally succeeded in getting a position with USHealth. Randy worked very hard and moved up to the position which he has held for the past five years. Learn more about USHealth Advisor at

All in all, the company does great good for employees and the public at large. Giving back is the one thing that many forget to do when they reach a certain point in their career. USHealth definitely does not forget to give back, as the HOPE initiative has helped The Crisis Nursery, HOPEKids Arizona, and many more with fundraisers and drives to get what is needed. Thankfully there are still companies out here that care about their people as well as the community at large.



FreedomLife insurance, how to choose it, and why you shouldn’t be without it.

There are few things that you can count on in this life. Almost everyone has heard the phrase “nothing can be said to be certain, except Death and Taxes.” And while hardly anybody wants to die, it is a fact that mortality among the human race is virtually 100%. However one’s passing does not have to mean financial hardship for the loved ones left behind. Life insurance is not a luxury item. It is a necessity for anybody who has a family that depends on their income.

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An alarming statistic shows that while 85% of adults sampled in a study believe life insurance is important, only 63% of them said they currently had some in place. There are a number of reasons for this fact. People don’t like to think of their own mortality, so they prefer to live in denial about it. A large number of the people in the study just didn’t know how to choose from the available choices. Another hurdle is that people simply don’t know about companies like Freedom Life Insurance, Primerica, and Xander Insurance which provide a wide range of insurance products that can provide better service than the bigger players.

Generally speaking there are two main types of life insurance. Term life insurance is the less expensive option for a young adult. Basically speaking, if you are young and healthy, your likelihood of dying is pretty low. So getting a term policy is fairly inexpensive and easy to get. The down side to term is in the name, when the term expires, so does the protection. And term policies get more expensive as you age and your health deteriorates. Freedom life insurance, Primerica, and Xander have a number of term options that fit most budgets.

The other mayor type of insurance is permanent life insurance. This type of insurance, like its name suggests, is permanent, which means it does not expire. Permanent life insurance is more expensive than term, but once its paid off it will never expire. There are several variations on this type of policy, whole life, universal life, variable life, etc. But they all have the same common idea, its insurance that you buy and a cash value option that can grow as a tax free investment.

For more detailed information you should speak to an agent of a reputable insurance company. Be aware there are plenty of options available and don’t settle for the first quote you get. Freedom life insurance, Primerica, Xander, Metlife, Prudential, and ING are just a few of the many options available. Do your homework, and remember your passing does not have to mean financial ruin for those that depend on you.

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